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How to Get Your Credit Score Up — Week 4 This series shines a light on the importance of your credit score when buying a home. Most buyers need to take out a mortgage, and that’s when your finances become an open book. Lenders will need to gauge if you’re worth the risk to lend […]

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Staging is more popular than ever when it comes to selling a home. But, you might wonder if it’s really worth the inconvenience and upfront costs for you, especially in a seller’s market. Even with a well-maintained (and well-decorated!) home, staging can increase the price you end up getting for your home and decrease the […]

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How to Get Your Credit Score Up — Week 3 Having a high credit score is important all the time, whether you are buying a home anytime soon or not.  Your FICO score and credit report are so vital to getting any type of loan, and this series will give you the financial strategies you […]

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Did you know that you can borrow from yourself if you have a 401k plan? Getting a 401k loan is one way to get additional money toward a down payment.  It’s a lump sum of money that is already yours — not the banks! It’s understandable if you may be wary of using any retirement […]

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How to Get Your Credit Score Up — Week 2 Having a high credit score is important all the time, whether you are buying a home anytime soon or not.  Your FICO score and credit report are so vital to getting any type of loan, and this series will give you the financial strategies you […]

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Having a high credit score is important all the time, whether you are buying a home anytime soon or not.  Your FICO score and credit report are so vital to getting any type of loan, and this series will give you the financial strategies you need to get your credit score as high as possible. […]

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Buying or selling requires an understanding of not only the seasonal shifts in market activity but also the weekly flow of the market.  This ebb and flow is not quite so simple to describe. So Iet’s look at it so you can better understand it. Whether you’re listing a home or searching for one, you […]

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Did an interest rate catch your attention the last time you were looking online?  Maybe you’ve been thinking about buying a home, buying an investment property, refinancing, or getting a line of credit,  However, it’s very rare that the interest rate you see online will be the one you get from a lender. There are […]

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Bonus – Love Buying a Home series We’re not done just yet! Here’s a bonus article for my recent 13-part series, Love Buying a Home. This step-by-step series took you through the entire home-buying process — from finding a buyer’s agent to closing day. Now you’ll learn a few tips on how take care of […]

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When you bought your home, you might have had to get Private Mortgage Insurance (PMI).  If so, you might have been paying it for a while and it could be time to petition your lender to stop this payment requirement. For a quick recap — PMI is insurance that protects the lender in case you […]

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Hi, I’m Rose Cabral and I demystify real estate for community activists, creatives and single women in Sacramento. 

Becoming a homeowner was a significant moment in my life. Once I got my keys I knew I wanted to make it easier for other single women to become homeowners and start building generational wealth.

I am an unconventional real estate agent focused on helping my clients become homeowners while at the same advocating for our unhoused neighbors. I envision a world with safe, affordable, and equitable housing for all.

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